HOME WARRANTIES SUCK!

Posted by Tom Martino at 12:00 pm 69 Comments Print

I have a basic problem with home warranties on used homes. It’s quite simple: They don’t cover anything!

I’ll explain …

Let’s say you pay $900 premium for the warranty. They base the premium on the fact that the home has 10 appliances plus a furnace and central AC. Now let’s fast forward a few months.

Your dishwasher breaks down! You call the warranty company. They send a repairman who determines the problem was caused by a “preexisting condition” (in other words, the problem began before you owned the home). The result? The CLAIM IS DENIED!

Now … fast forward another 6-months … another appliance breaks down.

Same story: “preexisting condition”!

THINK ABOUT THIS BEFORE BUYING ONE OF THESE USELESS POLICIES!

When you buy one of these warranties you never really know what will be covered until it breaks down. That’s because the only damage covered is sudden new damage that occurs after your closing date! Let me put that another way … any previous wear, any previous owner abuse … any previous damage that may have contributed to a breakdown is NOT covered! So even though you think you are covered for 10 appliances (and pay a premium accordingly) … YOU MAY ONLY BE COVERED ON ONE OR NONE!

In essence, the warranty company is saying: “Pay us now and we’ll let you know what is covered later.”

THIS IS JUST PLAIN WRONG!

A better way to buy a home warranty is to demand that the warranty company inspect all of the appliances at the time you buy the warranty. Then, based on condition, either cover it or exclude it. That way, you’re paying for exact coverage instead of “pay-now find-out-later“.

AROUND THE HOUSE FRONT PAGE NEWS appliances, home, home warranties, home warranty, house, insurance, real estate, warranty

« Previous

69 Comments

Vince, 3 months ago

What about warranties on new homes?
Denverdiablo, 3 months ago

I bought a CHOICE Warranty that coveres most items in my old home and actually had to use it for a leaking garbage disposal. My plan had me do a claim on their website and I got a call right away spelling out that I have a $45 deductable for them to plan a plumber to come out and look it over. On 08/14/2018 the plumber arrived and looked at the unit and said that I needed a replacement Garbage Disposal and that he would call CHOICE and make a claim and that I needed to pay him the $45. He went to his truck and made the call and came back moments later saying it was covered and then repaced the unit with a new one. This was very effortless and a great program since the unit was also hard wired in and Lowes would not even touch it when we did some home improvements in the past. I will recommend CHOICE Warranty to others and we are happy with it so far.
Anonymous, 1 month ago

I need help. Choice Home Warranty is notnot covering basic items. Necessary parts to make a furnace run. Except the valve for gas with out it there is no running furnce?? Help
minecraft, 1 month ago

An impressive share! I have just forwarded this onto
a friend who has been doing a little homework on this. And he actually
ordered me lunch due to the fact that I found it for him…
lol. So allow me to reword this…. Thank YOU for the meal!!
But yeah, thanks for spending some time to talk about this issue here on your web
site.
minecraft, 1 month ago

you’re actually a just right webmaster. The website loading velocity is incredible.
It sort of feels that you’re doing any distinctive trick.
In addition, The contents are masterwork. you’ve performed a great task in this topic!
minecraft, 1 month ago

I’m extremely impressed with your writing skills and also
with the layout on your blog. Is this a paid theme or did you modify it yourself?

Either way keep up the nice quality writing, it is rare to see a nice blog like this one
today.
minecraft, 1 month ago

Thank you a bunch for sharing this with all people you actually
recognise what you are speaking approximately!
Bookmarked. Please also discuss with my site =).

We will have a link change contract among us
minecraft, 1 month ago

Hello i am kavin, its my first occasion to
commenting anyplace, when i read this article i thought i could also make comment due to
this good paragraph.
minecraft, 1 month ago

We stumbled over here from a different web address and thought I
might as well check things out. I like what I see so now i’m following you.
Look forward to checking out your web page for a second time.
minecraft, 1 month ago

hi!,I like your writing very much! percentage
we be in contact extra about your article on AOL? I need a specialist in this house
to solve my problem. May be that’s you! Looking forward to
see you.
minecraft, 1 month ago

It is really a great and helpful piece of information.
I am happy that you shared this helpful information with us.
Please stay us up to date like this. Thank you for
sharing.
minecraft free download 2018, 1 month ago

Very nice article, just what I wanted to find.
minecraft free download 2018, 1 month ago

Hi, Neat post. There’s an issue together with your web site in internet explorer, could check this?

IE nonetheless is the marketplace chief and a big
portion of other people will pass over your great
writing because of this problem.
minecraft free download 2018, 1 month ago

Magnificent beat ! I wish to apprentice whilst you amend your web site, how can i subscribe
for a blog web site? The account aided me a appropriate deal.

I have been a little bit acquainted of this your broadcast provided bright clear idea
minecraft free download 2018, 1 month ago

Hi there friends, how is the whole thing, and what you wish for
to say on the topic of this post, in my view its truly awesome in support of
me.
minecraft free download 2018, 1 month ago

Hey terrific website! Does running a blog such as this require a
large amount of work? I’ve absolutely no knowledge of computer programming but I had been hoping to start
my own blog in the near future. Anyways, should you have any suggestions or techniques for new blog
owners please share. I understand this is off topic however I simply needed to ask.
Thanks a lot!
minecraft free download 2018, 1 month ago

This post will help the internet users for setting up new webpage or even a blog
from start to end.
minecraft free download 2018, 1 month ago

Heya just wanted to give you a brief heads up and let
you know a few of the pictures aren’t loading properly.
I’m not sure why but I think its a linking issue. I’ve tried it in two
different browsers and both show the same results.
tinder dating site, 4 weeks ago

That is very attention-grabbing, You’re an overly professional blogger.
I have joined your feed and sit up for in search of
extra of your magnificent post. Additionally, I’ve shared your web
site in my social networks
tinder dating site, 4 weeks ago

Hi! I realize this is somewhat off-topic however I needed to ask.
Does operating a well-established website like yours require a massive amount
work? I’m brand new to operating a blog however I
do write in my journal everyday. I’d like to start a blog so I
will be able to share my personal experience and
feelings online. Please let me know if you have any kind of ideas or
tips for brand new aspiring blog owners. Thankyou!
tinder dating site, 4 weeks ago

Hello! Someone in my Facebook group shared this site with us so I came to take a look.
I’m definitely enjoying the information. I’m book-marking and will be
tweeting this to my followers! Superb blog and amazing
style and design.
minecraft secret free download, 4 weeks ago

Very good information. Lucky me I recently found your website by chance (stumbleupon).
I’ve saved as a favorite for later!
BreeFitz, 4 weeks ago

WARNING‼️ DO NOT BUY HOME SMART WARRANTY‼️ BAIT & SWITCH‼️ Huge disappointment. I didn’t think you’d have to worry about your electric company ripping you off. We have been paying into the so called “home warranty” since 2017. No one sent any type of pamphlet, we signed no contract…they just explained their service it over the phone.

They kept sending different technicians out for our A/C and each one would tell use something different. They finally deemed it unfixable, but we decided to pay out of our pocket to get other estimates. We another tech back out to get a a/c quote that was ridiculous! He said our furnace also needed to be replaced which was untrue according to the other technicians that came out. In the written $14k quote it clearly shows the Home Smart warranty $750 rebate deduction. Now they’re trying to say we don’t qualify for the rebate, because we didn’t do it within 90 days, when the first tech was out. The tech or anyone else NEVER told us that we had a time limit. We were never given any paperwork. We had the 2nd quote and it was in their 90 day period. They still won’t do anything. I attempted to cancel and they say were locked into a 12 month contract. I’ll change my credit card…I’m not giving them another DIME for their rip off service, as they have no intention of reimbursing you. My husband is disabled and we shelled out 4K out of our pocket and our house is still hot. Thanks for nothing! I’ll be going to troubleshooter, Better Business Bureau, Yelp and every social media site. You’ve been warned‼️
minecraft secret free download, 4 weeks ago

You should be a part of a contest for one of the greatest sites online.

I am going to recommend this web site!
Health Benefits of Coconut Oil, 3 weeks ago

Hi to all, how is the whole thing, I think every one is getting more from this web site, and your views are
nice in favor of new users.
furtdsolinopv, 3 weeks ago

I believe other website owners should take this website as an example , very clean and excellent user genial style and design.
Benefits of Coconut Oil, 3 weeks ago

Tremendous issues here. I am very glad to peer your post.
Thank you so much and I’m taking a look forward to touch you.
Will you please drop me a e-mail?
Health Benefits of Coconut Oil, 3 weeks ago

It is not my first time to pay a quick visit this web site, i am visiting this web
page dailly and obtain good information from here every
day.
Health Benefits of Coconut Oil, 3 weeks ago

If you desire to get much from this piece of writing
then you have to apply such techniques to your won webpage.
Health Benefits of Coconut Oil, 3 weeks ago

Its not my first time to pay a visit this site, i am
browsing this web site dailly and take pleasant information from here
all the time.
Coconut Oil, 3 weeks ago

Thanks a bunch for sharing this with all of us you actually understand what you’re speaking about!
Bookmarked. Kindly also seek advice from my web site =). We may have a link change agreement between us
Benefits of Coconut Oil, 3 weeks ago

I am really enjoying the theme/design of your blog. Do you ever run into any internet browser compatibility problems?

A few of my blog audience have complained about my blog not working correctly in Explorer
but looks great in Opera. Do you have any tips to help fix this problem?
Health Benefits of Coconut Oil, 3 weeks ago

This text is invaluable. How can I find out more?
Health Benefits of Coconut Oil, 3 weeks ago

Great article! This is the kind of information that should be shared across the web.

Disgrace on Google for now not positioning this
put up upper! Come on over and seek advice from my site .
Thanks =)
Benefits of Coconut Oil, 3 weeks ago

Excellent pieces. Keep posting such kind of information on your blog.
Im really impressed by your site.
Hi there, You have performed a fantastic job.
I’ll certainly digg it and in my opinion suggest to my
friends. I’m sure they’ll be benefited from this web site.
Coconut Oil Benefits, 3 weeks ago

Good information. Lucky me I came across your blog by chance (stumbleupon).
I’ve bookmarked it for later!
Benefits of Coconut Oil, 3 weeks ago

There is definately a great deal to find
out about this topic. I like all the points you have made.
Benefits of Coconut Oil, 3 weeks ago

I have been browsing online more than 3 hours today, yet I never found any
interesting article like yours. It’s pretty worth enough for me.

In my view, if all website owners and bloggers made good content as
you did, the web will be much more useful than ever before.
Benefits of Coconut Oil, 2 weeks ago

What’s up, always i used to check webpage posts here in the early hours
in the break of day, as i enjoy to learn more and more.
Coconut Oil, 2 weeks ago

I’m not sure where you are getting your info, but good topic.
I needs to spend some time learning much more or understanding more.
Thanks for wonderful information I was looking for this
info for my mission.
Health Benefits of Coconut Oil, 2 weeks ago

You’ve made some really good points there. I checked on the internet for more info about the issue and found most individuals
will go along with your views on this website.
Benefits of Coconut Oil, 2 weeks ago

Thanks to my father who shared with me about this weblog, this blog is truly remarkable.
Benefits of Coconut Oil, 2 weeks ago

May I simply just say what a relief to discover an individual who genuinely knows
what they’re discussing over the internet. You certainly know how to bring a problem to
light and make it important. More and more people have to read this
and understand this side of your story. I can’t believe you are not more popular
since you definitely possess the gift.
Health Benefits of Coconut Oil, 2 weeks ago

It’s the best time to make some plans for
the longer term and it’s time to be happy.
I’ve learn this submit and if I may I wish to suggest you few interesting issues
or tips. Perhaps you could write next articles relating to
this article. I desire to learn even more things about it!
Benefits of Coconut Oil, 2 weeks ago

Hi every one, here every person is sharing such experience, so it’s good to read this web site, and I used to pay
a visit this blog every day.
Coconut Oil Benefits, 2 weeks ago

Hurrah, that’s what I was seeking for, what a data!
present here at this weblog, thanks admin of this website.
http://twitter.com/descargar_hq, 1 week ago

Descargar facebook
When some one searches for his necessary thing, therefore he/she wishes to be available
that in detail, therefore that thing is maintained over here.

Descargar facebook
descargar facebook, 1 week ago

Today, while I was at work, my cousin stole my iPad and
tested to see if it can survive a 40 foot drop, just so she can be a
youtube sensation. My apple ipad is now broken and she has 83 views.
I know this is totally off topic but I had to share it with someone!
descargar facebook, 1 week ago

I was able to find good advice from your content.
descargar facebook, 1 week ago

Hello, for all time i used to check website posts here in the early hours in the morning, as i like to learn more and more.
descargar facebook, 1 week ago

Hey there would you mind letting me know which hosting company you’re
using? I’ve loaded your blog in 3 different internet browsers and I must say this blog loads a lot faster
then most. Can you recommend a good web hosting provider at a fair price?
Many thanks, I appreciate it!
descargar facebook, 1 week ago

Very energetic blog, I enjoyed that bit. Will there be a part 2?
quest bars cheap, 1 week ago

Oh my goodness! Impressive article dude! Thank you, However I am experiencing
issues with your RSS. I don’t know why I cannot subscribe to it.
Is there anybody else getting the same RSS problems?
Anyone that knows the answer can you kindly respond?
Thanx!!
quest bars cheap, 1 week ago

I must thank you for the efforts you have put in writing this blog.
I’m hoping to view the same high-grade blog posts by you in the future as well.
In fact, your creative writing abilities has encouraged me to get my very own blog now ;
)
quest bars cheap, 1 week ago

Quest bars cheap fitnesstipsnew1 quest bars cheap 516999410492780544
quest bars cheap
Oh my goodness! Awesome article dude! Thanks, However I am encountering problems with your RSS.

I don’t know why I am unable to join it. Is there anybody else having similar RSS issues?

Anyone that knows the answer will you kindly respond? Thanks!!
Quest bars cheap fitnesstipsnew1 quest bars cheap 516999410492780544 quest bars cheap
Quest Bars Cheap, 1 week ago

I’m not that much of a online reader to be honest but
your sites really nice, keep it up! I’ll go ahead
and bookmark your website to come back down the road.
All the best
Quest Bars, 6 days ago

Thanks in support of sharing such a pleasant opinion, post is good, thats why i have
read it fully
Sling TV, 5 days ago

Great blog here! Also your website loads up fast! What host are you using?
Can I get your affiliate link to your host? I wish my web site loaded up as quickly as yours lol
Sling TV, 5 days ago

Hi all, here every person is sharing these kinds of know-how, therefore it’s good to read this web site, and I used to pay a
quick visit this webpage everyday.
What Equipment is Needed for Sling TV, 5 days ago

Very good write-up. I definitely appreciate this site.
Keep writing!
Sling TV, 4 days ago

Thank you, I’ve recently been searching for info about this subject for a long time and yours is the greatest I’ve came upon so far.
But, what concerning the conclusion? Are you certain in regards
to the supply?
firestick.com, 4 days ago

This blog has Some interesting and informative point! I appreciate on your blog this is so good written and the rest of the website is extremely good.
What Equipment is Needed for Sling TV, 3 days ago

What i do not realize is actually how you’re no longer really much
more well-favored than you may be right now. You are very intelligent.
You know therefore significantly in the case of this
subject, produced me for my part imagine it from numerous numerous angles.
Its like men and women aren’t fascinated unless it’s one thing to accomplish with Girl gaga!
Your personal stuffs great. All the time handle it up!
What Equipment is Needed for Sling TV, 3 days ago

Wow, this article is nice, my younger sister
is analyzing these kinds of things, thus I am going to let know her.
What Equipment is Needed for Sling TV, 3 days ago

Heya this is somewhat of off topic but I was wondering if blogs use WYSIWYG editors or if you have to manually code with HTML.
I’m starting a blog soon but have no coding expertise so I wanted to get guidance from
someone with experience. Any help would be enormously appreciated!
What Equipment is Needed for Sling TV, 3 days ago

My relatives every time say that I am killing my time here at web, except I know I am getting
knowledge everyday by reading such good content.
What Equipment is Needed for Sling TV, 2 days ago

It’s actually a great and useful piece of information. I’m happy that you
simply shared this helpful information with us. Please stay us up to date like this.
Thank you for sharing.
Sling TV, 1 day ago

I was able to find good advice from your blog posts.
Sling TV, 1 day ago

Hi, this weekend is pleasant designed for me, because this point in time
i am reading this fantastic educational paragraph here at my house.

Categories

RECENT POSTS

IRS FAKERS AT IT AGAIN!