LEGAL STUFF

TITLE COMPANIES ARE NOT INFALLIBLE

By at October 6, 2014 | | 31 Comments

So many times we assume that title companies are somehow "sacred".  We just take for granted that they are also trustworthy.  We often place earnest money with them or when refinancing trust them to pay off our old loans. But here's the rub:  Title Companies are not perfect. more...

BLOG , LEGAL STUFF , REAL ESTATE

CHARGED OFF” DOES NOT MEAN YOU’RE OFF THE HOOK”

By at April 7, 2014 | | 13 Comments

A lot of people make the mistake of believing that once a creditor "charges off a debt", they are off the hook when it comes to collection efforts.  Wrong! First ... let's talk about what "charging off" means.  When a biz charges off a debt, it means they have given up trying to collect it and they are going to take the "write-off" on their taxes to get a deduction. more...

BLOG , CREDIT & FINANCE , LEGAL STUFF

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