INSURANCE
DIAMOND RING STOLEN IN TRANSIT
By Tom Martino at May 24, 2018 | 9:10 am | 0 Comment

Sara shipped her engagement ring to a New York City jeweler for repairs. She used an independent shipping store to pack and send it through UPS. Because it was an expensive ring, dear to her, she insured it for $10,000! The story got weird when a UPS shipping envelope arrived at the jeweler. The envelope was NOT the original envelope, although it had Sara's shipping more...
AVOID THESE INSURANCE COMPANIES!
By Tom Martino at August 1, 2017 | 12:00 pm | 25 Comments

Do you know the secret to saving on your auto insurance coverage? The most basic way to save money is to review your auto coverage at lease every three years. That's because insurance companies do not reward "loyalty". In fact, in most cases insurance companies do just the opposite. The longer you have a policy, the more you pay. New policy holders can almost always more...
BLOG , INSURANCE , MOTOR VEHICLES , READY
WHEN THE NEIGHBOR’S FIRE SPREADS TO YOU!
By Tom Martino at October 24, 2014 | 12:50 pm | 78 Comments
Lynn is burned up! Not literally but figuratively. She's angry because her neighbor's kitchen grease fire spread over to her house and did some damage. And to add insult to injury, the neighbor's insurance company is refusing to cover Lynn's damage. more...
GAP INSURANCE
By Tom Martino at October 22, 2014 | 12:40 pm | 76 Comments
You've probably heard of "Gap insurance". But do you know what it is? Do you know what it covers? If you're like most of my callers, you think "gap insurance" will pay off your loan (if car is totaled) even if your car is worth less at the time of the accident. more...