CREDIT & FINANCE

WATCH CREDIT CARD STATEMENTS!

By at April 10, 2014 | | 29 Comments

A very clever credit card scam is sweeping the country!  Watch out for it. Here's how it works ... Scammers (usually from foreign countries) put a small charge of your credit card.  The charge is usually under $10 and usually an "odd" amount, like $8.49 or $7.67 or $9.84. There point of the scam is to "sneak" this charge onto your account hoping you don't more...

BLOG , CREDIT & FINANCE

CHARGED OFF” DOES NOT MEAN YOU’RE OFF THE HOOK”

By at April 7, 2014 | | 13 Comments

A lot of people make the mistake of believing that once a creditor "charges off a debt", they are off the hook when it comes to collection efforts.  Wrong! First ... let's talk about what "charging off" means.  When a biz charges off a debt, it means they have given up trying to collect it and they are going to take the "write-off" on their taxes to get a deduction. more...

BLOG , CREDIT & FINANCE , LEGAL STUFF

GET $$$$ NATIONAL MORTGAGE SETTLEMENT

By at March 25, 2014 | | 18 Comments

If you've gotten a home loan between 2004 and 2010 from any lender there's a good chance you're entitled to a cash refund for loan discrimination and other illegal lending practices. For more info go to www.NationalMortgageSettlement.com or call Key Concepts, a member of my Referral List @ 720.222.4747 or email:  KJHomeFinder@msn.com.  Kelli Jo, the owner of Key more...

BLOG , CREDIT & FINANCE

THE NEGATIVE EQUITY SNOWBALL!

By at March 2, 2014 | | 31 Comments

Once upside down, always upside down and it just gets worse DEFINITION:  NEGATIVE EQUITY - Owing more on a car loan than your car is worth. In many credit and financial problems I see, negative equity is either the source or a major contributing factor.  It's almost impossible to escape negative equity during the life of car ownership, but it can be controlled and more...

BLOG , CREDIT & FINANCE , MOTOR VEHICLES

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