CREDIT & FINANCE
WATCH CREDIT CARD STATEMENTS!
By Tom Martino at April 10, 2014 | 11:36 am | 46 Comments
A very clever credit card scam is sweeping the country! Watch out for it. Here's how it works ... Scammers (usually from foreign countries) put a small charge of your credit card. The charge is usually under $10 and usually an "odd" amount, like $8.49 or $7.67 or $9.84. But this is more like series of popular online friv games than what is described above. more...
CHARGED OFF” DOES NOT MEAN YOU’RE OFF THE HOOK”
By Tom Martino at April 7, 2014 | 8:58 am | 77 Comments
A lot of people make the mistake of believing that once a creditor "charges off a debt", they are off the hook when it comes to collection efforts. Wrong! First ... let's talk about what "charging off" means. When a biz charges off a debt, it means they have given up trying to collect it and they are going to take the "write-off" on their taxes to get a deduction. more...
GET $$$$ NATIONAL MORTGAGE SETTLEMENT
By Tom Martino at March 25, 2014 | 11:50 am | 74 Comments
If you've gotten a home loan between 2004 and 2010 from any lender there's a good chance you're entitled to a cash refund for loan discrimination and other illegal lending practices. For more info go to www.NationalMortgageSettlement.com or call Key Concepts, a member of my Referral List @ 720.222.4747 or email: KJHomeFinder@msn.com. Kelli Jo, the owner of Key more...
THE NEGATIVE EQUITY SNOWBALL!
By Tom Martino at March 2, 2014 | 10:56 am | 50 Comments
Once upside down, always upside down and it just gets worse DEFINITION: NEGATIVE EQUITY - Owing more on a car loan than your car is worth. In many credit and financial problems I see, negative equity is either the source or a major contributing factor. It's almost impossible to escape negative equity during the life of car ownership, but it can be controlled and more...
